Point Break Financial Reviews
Point Break Financial is a debt consolidation service that brokers loans to borrowers. Its parent company is Point Break Holdings LLC, located at 1968 S Coast Highway in Laguna Beach. Customers should do their homework before using this service.
It’s not clear if point break financial is legit or scam. However, it is a leading name in the debt relief industry and is known for its fraud prevention.
Credit card service
Point Break Financial is a debt consolidation company that offers loans to help people pay off existing credit card debt and reduce their monthly payments. These loans are typically unsecured, which means that no collateral is needed to qualify. The company also offers debt settlement services, which involve negotiating with creditors to lower the amount of money that customers owe.
The company is operated by Point Break Holdings LLC, which does not disclose the identity of its CEO or other key personnel on its website. Its mailing address is 1968 S Coast Highway #28, Laguna Beach, CA. It also has an A+ rating from the Better Business Bureau (BBB) and offers a range of consumer resources.
While Point Break Financial does not fund Loan Requests, they do have a third party that funds the loans they refer to. Therefore, the exact APR/interest rate varies depending on individual lender terms. However, if you are approved for the loan, it may hurt your credit score if you do not make payments on time or use the loan irresponsibly.
Debt consolidation
If you are looking for debt consolidation, you should consider a number of factors. First, you should check the lender’s creditworthiness. Some lenders may require a higher credit score than others, and you should be aware of these differences. You can also call a nonprofit credit counseling agency to get advice on debt consolidation options.
Point Break Financial is a company that specializes in providing loans and debt relief services. Its services include debt consolidation, credit counseling, and debt settlement. It is a member of the Better Business Bureau and has an A+ rating. Its customer service is praised in financial reviews, and the company’s website offers helpful resources for consumers. In addition, it offers a free debt evaluation. It is based in Laguna Beach, California, and is a subsidiary of Point Break Holdings LLC. Its mailing address is 1968 S Coast Highway #1028. Its affiliates include Kuber Financial and Mobilend. Its debt consolidation loan program is available to people with a minimum credit score of 640.
Credit counseling
When it comes to credit counseling, Point Break Financial offers a wide range of services that can help you reduce your debt. These services include debt consolidation, credit counseling, and budgeting. Some of these services can also help you improve your credit score. However, you should always read the terms and conditions carefully before signing up for any service.
The company does not directly lend money, but acts as a broker that connects borrowers with lenders. They have a high cap and low APR, but you should be aware that they may not be the ones giving you the loan. Additionally, it’s important to understand that any loans you take can damage your credit if you don’t pay them on time.
The company is based in Laguna Beach, CA. The contact information for their CEO is not listed on the website, and there are no other key personnel listed. It’s also not clear whether the company is a legitimate business or not.
Customer service
Point Break Financial offers several services to help you manage your debt, including debt consolidation and credit counseling. Their customer service is available by phone, email, or live chat. They also offer free consultations. Customers report that the company is easy to work with and provides fast, helpful advice.
Point break financial does not lend money themselves but instead acts as a broker to connect you with lenders. This is why they are sometimes criticized for using bait and switch tactics. They often send direct mail promising a low interest rate, such as 5.99%, but they fail to tell you that it will only be possible if you have excellent credit.
Regardless of the type of loan you choose, it is important to make payments on time and not use your loans for speculative purposes. If you do not do this, your credit score will suffer. In addition, debt settlement can have a negative impact on your credit score.
